top of page

Budget and wealth tracker

Writer's picture: themoneyloafthemoneyloaf

Updated: Jul 16, 2023

One of the questions I get asked most (besides how to learn about selling options), is how I track my budget, expenses, net worth, income streams and the like.


So I'm sharing the exact spreadsheet I use to manage my finances, as well as our progress towards financial independence.


It has 8 different tabs, as well as 12 monthly tabs to track your expenses.


With these tabs you can:

  • allocate your income and budget

  • track your monthly expenses

  • track your sinking funds

  • track your net worth

  • get an overview of your annual expenses

  • calculate your income streams

  • check your progress towards financial independence

And much more.


This is a digital product which can be download instantly. It's made for Google Sheets only - it will not work with Excel or Numbers.

It goes for $21.99 - I think less than $2 a month for a tool that empowers you to take control of your finances is reasonable.


And of course if you continue to use it beyond a year, it's free!



I've put together a short video of me setting up the whole sheet - you can see each tab in action and decide if it's for you.


Do note that due to the digital nature of the product, no refunds will be entertained.


Thank you for supporting me! If you need any help or have any feedback, please drop me an email or DM me on Instagram.




The Money Loaf is my journey towards FIRE (financial independence, retire early), and should be read as information and education, not financial advice. The Money Loaf is not a financial advisor and you should not make any financial decisions without doing your own due dilligence or consulting an advisor if you need to. 

bottom of page